LOANS
BACKED BY
SALES

Lend alongside Klutch. Each loan funds one dispensary sponsorship and is repaid as members buy.

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How it works

We sponsor a store

Klutch pays a dispensary up front for 2.5x in future product credit. No loan to the store. No equity.

You fund 80%

Your loan covers 80% of each sponsorship. Klutch puts in the first 20% and takes the first loss.

Get repaid monthly

Members buy that product at a discount. Their payments repay principal, 10% interest and a 2% fee over 12 months.

Built to
protect lenders

1.99xBanks look for 1.25x

Average debt service coverage

46%90% expected

Sell-through needed to repay you

20%Ahead of the bank

Klutch first loss on every deal

3.5x$1.35M held at bank

Cash collateral vs. Year 1 loans

14.8%12-month term

Yield per loan, fee included

PARTNER WITH
KLUTCH

Get started with Klutch

Be first to know when Klutch is in your area.